Top Dollar Pawn

Welcome to Top Dollar Pawn, where we always put the customer first.

Since 2013, our family-owned and operated shop has proudly served the Lexington community by providing fast cash solutions, quality merchandise, and respectful, straightforward service. We believe a pawn shop should be a place where customers feel comfortable, understood, and treated with dignity — whether they’re pawning an item, shopping for a great deal, or selling items they no longer need.

At Top Dollar Pawn, our goal is simple: make every visit easy, transparent, and helpful. From first-time customers to longtime regulars, we work hard to create an experience built on trust, clear communication, and genuine community values.

We Pawn

Get the most cash for your valuables when you need it most. We pawn gold, jewelry, firearms, and more.

(859) 687-0260

We Buy

Ready to cash in on your unused and unwanted items? Sell them for more at Top Dollar Pawn.

We Buy Gold

We Sell

Get the best deals on jewelry, firearms, tools, electronics, and more. Come see us today.

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Years Serving Lexington

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Why Pawn with Top Dollar

Life doesn’t always wait for payday — and that’s where pawning your things can help.

A pawn transaction allows you to use an item of value as collateral for short-term cash, giving you immediate access to the money you need without the stress of traditional lending. There are no credit checks, no lengthy applications, and no impact on your credit score.

At Top Dollar Pawn, we’ve designed our process to be quick, easy, and respectful:

Bring in an item of value.
Our team evaluates it and explains the offer clearly.
If you accept, you leave with cash the same day.

Pawns are confidential and flexible, giving you the opportunity to get financial breathing room while keeping ownership of your item once the pawn is repaid.

What We Deal In

Pawn, Buy, Sell, Trade

Top Dollar Pawn works with a wide variety of items that hold real everyday value. Whether you’re looking to pawn something temporarily, sell it outright, or shop for quality items at a better price, you’ll find options here.

If you’re unsure whether your item qualifies, just give us a call or stop by — our team is always happy to take a look and answer questions.

Gold & Silver Jewelry

Coins & Bullion

Contractor-Grade Tools

Modern Electronics

Musical Instruments

Firearms & Ammunition

Shop Quality Merchandise

One of the best reasons to visit a pawn shop is the opportunity to find incredible value — and our inventory is always changing.

Because items come in daily, you never know what you might discover. Customers regularly find high-quality products at prices well below traditional retail.

Every item is carefully evaluated before hitting the sales floor, helping ensure customers get dependable products at outstanding value.

Lexington's Licensed Firearms Dealer

Top Dollar Pawn is proud to serve Lexington as a fully FFL-compliant firearms dealer, offering a safe, professional environment for buying, selling, and pawning firearms and ammunition.

We work with customers looking to:

Purchase reliable firearms at competitive prices
Sell firearms responsibly
Use firearms as collateral for pawn transactions
Shop ammunition and related accessories

All firearm transactions are handled in accordance with federal regulations, ensuring a compliant and professional process from start to finish. Our knowledgeable staff is available to help answer questions and guide customers through each step comfortably and responsibly.

Top DOllar Pawn

Since opening in 2013, Top Dollar Pawn has focused on one thing above all else: taking care of people.

We understand that every customer walks through our doors for a different reason. Some need fast cash, some are searching for a great deal, and others simply want honest answers about their items. No matter the situation, our team works to provide clear communication, fair evaluations, and a welcoming environment.

Years of Experience

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Come See us in Lexington

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FAQs

Are there any pawn shops open on Sunday?

Yes! Top Dollar Pawn has you covered any day of the week, even Sundays!

How does pawning work in Kentucky?

Pawning allows you to use an item of value as collateral for short-term cash. The amount is based on the item’s value, not your credit score. Once the pawn is repaid within the agreed term, your item is returned to you.

How long are pawn transactions?

Pawns are typically written for 30 days, with renewal or extension options available.

Do pawns require a credit check?

No. Pawns are based solely on the value of your item and will not have any impact on your credit score even if you can not repay it.

What happens if I can’t repay my pawn?

If a pawn is not repaid, the item simply becomes store inventory. There are no collections, penalties beyond the collateral, or impact on your credit.

What do I need to bring in order to pawn or sell something to a pawn shop?

A valid government-issued ID and the item you’d like evaluated.

Can I sell my item instead of pawning it?

Yes. We offer both pawn and buyer services.

Are firearm transactions compliant with regulations?

Yes. All firearm transactions follow federal FFL guidelines.

Are firearms at pawn shops safe to buy?

Yes. Firearms are evaluated and handled according to strict safety and compliance standards before being offered for sale.

Are items at pawn shops tested before being sold?

Yes, at Top Dollar Pawn, all items are evaluated before being placed on the sales floor to help ensure functionality and quality.

Can I trade items instead of selling them?

Yes. Many customers choose to trade items toward something else in the store. Ask our team about available options.

Do pawn shops buy gift cards?

Yes. Top Dollar Pawn may purchase select gift cards depending on brand and balance.